Florida: who needs a license to work on your chimney or fireplace?
Checked Jul 2026·Laws as cited·Not in the Sep 2026 verification pass
Public recordFL LAW
For consumer remedies, home-sale rules and carbon monoxide law, see Florida chimney & fireplace laws — know your rights. That page was verified more recently than this matrix.
Stove & insert installation: is a credential required in Florida?
#stove-installLICENSE- Credential
- No solid-fuel-specific credential, but Florida's universal contracting law captures the work: a compensated stove/insert install is 'contracting' under § 489.105(3) (repair/alter/remodel/improve any structure) and unlicensed contracting is criminal (§ 489.127) with NO dollar floor; WHICH class is gray — Mechanical (3)(i) and Class A/B air-conditioning (3)(f)-(g) scopes are written around CENTRAL air-conditioning/refrigeration/heating/ventilating systems and never mention solid fuel (full definitions section fetched — 'solid fuel' appears nowhere in § 489.105), so freestanding stoves sit outside the literal HVAC scopes and Division I (general/building/residential) or a board-rule specialty is the safer hook; county practice: mechanical permit required with manufacturer's instructions present at inspection; owner-builder exemption § 489.103; FBC-Residential 8th ed. (2023, 2021 IRC base) eff. 12/31/2023 carries the listing rules (9th ed. expected eff. 12/31/2026)
- Issuing body
- FL DBPR Construction Industry Licensing Board; local building departments (permits)
- Statute
- §§ 489.105, 489.127, 489.103, Fla. Stat. (fetched); FBC-R 8th ed. (2023)
- Dollar threshold
- none
- Exam
- y (contractor exams)
- Local overlay
- y — county specialty/competency cards persist (e.g., Miami-Dade building specialties); which class a county demands for a stove install varies
- Confidence
- medium · checked 2026-07-22
- Sources
Chimney flashing: is a credential required in Florida?
#chimney-flashingLICENSE- Credential
- Certified or Registered Roofing Contractor — § 489.105(3)(e) (fetched verbatim): services 'unlimited in the roofing trade... installation, maintenance, extension, and alteration of all kinds of roofing, waterproofing, and coating, except when coating is not represented to protect, repair, waterproof, stop leaks, or extend the life of the roof' — chimney flashing and roof-leak repair are roofing/waterproofing work with NO dollar floor, and unlicensed contracting is a crime (§ 489.127); even sealant work MARKETED as leak repair is captured by the coating clause; certified = statewide, registered = local-jurisdiction only; general/building/residential contractors must subcontract roofing to a licensed roofer unless separately licensed (§ 489.113(3) — cite medium)
- Issuing body
- FL DBPR Construction Industry Licensing Board
- Statute
- § 489.105(3)(e), Fla. Stat. (fetched); §§ 489.127, 489.113(3)
- Dollar threshold
- none
- Exam
- y (certification exam)
- Local overlay
- y — registered class is local-jurisdiction; county competency cards
- Confidence
- high · checked 2026-07-22
- Sources
Gas fireplace service: is a credential required in Florida?
#gas-fireplace-serviceLICENSE- Credential
- CILB Plumbing Contractor (scope expressly includes 'natural gas, liquefied petroleum gas and related venting', § 489.105(3)(m)) or Mechanical Contractor ('LP gas lines within buildings, and natural gas fuel lines within buildings', § 489.105(3)(i)); Class A/B Air-Conditioning contractors are EXCLUDED from fuel gas lines EXCEPT disconnect/reconnect appliance changeouts (§ 489.105(3)(f)-(g)) — misclassification trap; LP vs NG SPLIT: FDACS Bureau of LP Gas (ch. 527) — Category I LP Gas Dealer / Category V LP Gas Installer, whose statutory scope reaches BOTH LP and natural-gas appliance/piping work, with an exam-passed 'qualifier' per business; § 489.105(3)(m) shields ch. 527 licensees from needing a CILB plumbing license; no state chimney-sweep license, chimney masonry = local registered specialty — MISMATCH YES
- Issuing body
- FL DBPR Construction Industry Licensing Board (NG trades); FL Dept. of Agriculture and Consumer Services, Bureau of LP Gas Inspection (LP)
- Statute
- Fla. Stat. § 489.105(3)(f),(g),(i),(m); Fla. Stat. §§ 527.01(5),(6),(10) (dealer/installer/qualifier definitions); § 489.103 (owner-builder exemption — details UNVERIFIED)
- Dollar threshold
- none
- Exam
- y (CILB certified = state exam; ch. 527 qualifier = department competency exam)
- Local overlay
- y — 'Registered' (R-number) contractors are county-limited via local competency cards; local chimney/masonry specialty regimes county-by-county
- Confidence
- high · checked 2026-07-10
- Sources
What insurance does Florida require of contractors?
#insurance- Regime
- license (DBPR/CILB certified or registered, ch. 489; FDACS LP licenses ch. 527)
- Liability minimum
- CILB financial responsibility (Rule 61G4-15.003, implementing § 489.115(5)): General & Building $300,000 public liability + $50,000 property damage; Residential, Mechanical, Plumbing, A/C, Roofing, Pool, Specialty $100,000 + $25,000 — BUT compliance is by SIGNED AFFIDAVIT at issuance/renewal, NO COI on file; board runs random zip-code audits (30 days to produce a COI naming DBPR/CILB with a 30-day cancellation-notice stipulation) = ATTESTATION-ONLY with audit backstop, the weakest verification of any Southern license-state; LP licensees (§ 527.04): $1,000,000 BI/PD incl. products/operations before licensure ($300,000 Category III cylinder exchange), carrier MUST notify FDACS within 30 days of cancellation and FDACS cancels the license if new proof isn't filed = STATE-VERIFIED
- Bond
- no across-the-board CILB license bond; § 527.04 allows a $1,000,000 surety bond ($300k Cat III) payable to the Commissioner of Agriculture IN LIEU of the LP policy (alternative, not cumulative); CILB financial-stability bond alternative specifics UNVERIFIED; county specialty-registration bonds LOCAL/UNVERIFIED
- Guaranty fund
- Florida Homeowners' Construction Recovery Fund (§§ 489.140–.144): contracts on/after 7/1/2024 — $100,000 max/claim Division I (general/building/residential), $30,000 max/claim Division II (plumbing/mechanical/A-C); per-licensee aggregates $2,000,000 / $600,000 (legacy tiers lower for older contracts); trigger = judgment, award, or restitution order on § 489.141 grounds vs a licensee; actual damages only; license AUTOMATICALLY SUSPENDED on payout until repayment + interest; claim window UNVERIFIED; LP program has NO fund
- Workers' comp threshold
- construction industry = 1 employee; non-construction = 4 (§ 440.02(20)(b)2.); construction sole props/partners/independent contractors COUNT as employees (§ 440.02(18)(c)3.-4.); officer exemption: max 3 officers, each >=10% shareholder (LLC members >=10% count as officers), Notice of Election to be Exempt filed with DFS, $50, 2-yr renewal (form DWC-250 designation medium)
- How to verify
- insurance: CILB status is NOT an insurance proxy (affidavit-only) — carrier-direct COI needed for any insured badge on ch. 489 licensees; LP license IS a $1M state-verified proxy; WC: FL DWC Proof of Coverage database dwcdataportal.fldfs.com/ProofOfCoverage.aspx + exemption search /Exemption.aspx (both public)
- Confidence
- high · checked 2026-07-10
- Sources
Download the full licensing matrix (CSV) · All states
Before anyone goes on your roof
What should you ask a chimney company in Florida?
- Is your company a member of the National Chimney Sweep Guild (NCSG)?
- Does the technician coming to my home hold an individual NCSG certification, and which one?
- Does the technician hold a National Fireplace Institute (NFI) certification — and for which fuel: wood, gas, or pellet?
- What other certifications does the technician hold (for example, CSIA), and can I check them on the issuer's own roster?
- What state or local license or registration covers this work here, and what is the number?
- Will you send a certificate of insurance, dated and naming your company, before work starts?
- Which NFPA 211 inspection level — Level 1, 2, or 3 — are you performing, and why that level?
- Will you show me what you found — photos or video of the flue — in writing?
We take no fee from any certification body, guild, or contractor, and are not paid to mention anyone named.